Legal
Effective August 1, 2026
We collect what the marketplace needs to verify people, run engagements, and move money safely, and nothing more. This page explains what that means in practice.
This policy describes how R-Owl, Inc. (“R-Owl”, “we”) handles personal information when you visit r-owl.example.com, create an account, post or respond to engagements, or communicate with us. It applies to clients, consultants, and visitors.
Where an engagement involves protected health information, the handling of that information is governed by a Business Associate Agreement between the parties and not by this policy. R-Owl does not require, and asks you not to upload, protected health information to the platform.
We collect information you provide directly, information generated by your use of the platform, and information from third parties used in verification.
We use personal information to operate the marketplace, which includes:
We do not sell personal information and do not use engagement content to train machine learning models.
We retain account data for as long as the account is active and for seven years afterwards where required for contract, tax, and dispute purposes. Verification source documents are deleted within 30 days of a decision; the decision record and reviewer notes are retained for the life of the account. Usage logs are retained for 18 months.
You may request deletion earlier; see Your rights. Records we are legally required to keep are retained in a restricted archive until the retention period ends.
Data is encrypted in transit (TLS 1.2 or higher) and at rest (AES-256). Access to production systems requires hardware-backed two-factor authentication and is scoped by role and logged. We conduct annual third-party penetration tests and maintain a coordinated vulnerability disclosure process at security@r-owl.example.com.
No system is perfectly secure. If we learn of a breach affecting your personal information, we will notify you and the relevant regulators within the timelines required by law.
Depending on where you live, you may have the right to access, correct, export, restrict, or delete personal information we hold about you, and to object to certain processing. You can exercise most of these from Settings in your account. For anything else, contact us using the details below; we respond within 30 days and will verify your identity before acting.
If you are in the European Economic Area or the United Kingdom, you may also lodge a complaint with your supervisory authority. Residents of California and other US states with comprehensive privacy laws may designate an authorized agent to submit requests on their behalf.
Privacy questions and requests can be sent to privacy@r-owl.example.com or by mail to R-Owl, Inc., Attn: Privacy, One Prudential Plaza, Suite 2400, Chicago, IL 60601.
We may update this policy from time to time. Material changes will be announced by email and in the product at least 30 days before they take effect. The effective date at the top of this page shows the current version. See also our terms of service.